URGENT!! Dont let the media spook you!!
You do not have to have 20% down to obtain a home loan, we are financing people with a minimum of 3% down and even 0% down on special programs and areas.
Right now is the perfect time to buy a home, it is the largest investment you and your family will make.
If you do not own a home or are interested in moving to a new one please call us.
We can find a program that will best suit your needs.
by:
Silver Oak Mortgage
Lisa Warren
Branch Manager
751 E Southlake Blvd Ste 100
Southlake, TX 76092
office 817-410-2518
fax 817-410-2519
Tuesday, October 28, 2008
Thursday, October 2, 2008
Real Estate Update
Fall Lawn Care
By Tara Darby
One of the most important decisions you will make in your lifetime is to sell your home. And getting your house ready for resale is vital to a quick and successful sale, especially when many parts of the country are experiencing a buyers market. In addition to the remodeling projects and staging that you’re preparing inside the home, remember that the very first impression a prospective buyer gets is the moment they drive up. A lackluster lawn can cost you in the end.
Having a clean and well-maintained front lawn goes a long way to creating interest. Fall is the perfect time to repair summer-damaged lawns and prepare for the winter season. Fall lawn care is also your window to a spectacular lawn come springtime, which just happens to be prime selling season.
According to a Michigan State University study, good landscaping can increase your home's value by 5 to 11 percent. By far the biggest component of your landscape is the grass. Outside Pride, an online landscaping information source, provides some easy tips to maintaining a gorgeous turf.
First of all, loosen up and let it breathe. Your lawn needs air to grow. As a rule of thumb, if you can't see the grass due to leaf coverage, then it's time to remove debris from the yard. Raking leaves and clippings will enable air and sun to reach your growing grass.
Secondly, drive out drought damage. Summer's drought leaves many lawns across the country straw-colored and dormant. To help your lawn recover, fertilize it every eight weeks with a slow-release fertilizer. A lawn that has the proper nutrients grows dense and deep. It will also green up faster.
Next, continue to feed the need. Even lawns not stricken by drought need nourishment in the fall. Fall feeding can bring dramatic improvements as the lawn recovers from summer damage. Fertilizers help "winterize" the lawn, storing vital nutrients so that underground root development can continue until the ground freezes. This readies the lawn for fuller growth next spring. Two feedings in the fall are recommended for northern lawns, while southern lawns are best-fed four to six weeks before the first frost occurs.
And lastly, always overseed. Overseeding, the spreading of grass seed directly onto soil, can improve a lawn's appearance dramatically and eliminate the need for a total lawn renovation. Pay special attention to weak spots in the yard. Early fall is the prime time to overseed because the warm soil promotes rapid seed growth.
Keep in mind too that cutting a lawn too short stresses the plant, increases its need for fertilizer and water, and weakens its roots. John Stier, professor of horticulture at the University of Wisconsin recommends cutting your grass between two and a half and three inches high.
Aside from promoting a healthy lawn, it can make your lawn appear more lush to buyers. Unfortunately, the highest setting on some older lawn mowers is barely two inches, which gives you the perfect excuse to buy a new machine. They can cost anywhere from $200 to $500 for a walk-behind and $1,000 to $3,000 for a riding mower.
If you follow these simple steps and don't neglect much-needed fall lawn care, you'll be amazed in the appearance of your lawn through the season. And you’ll see a dramatic difference by spring.
Copyright 2008 Realty Times
All Rights Reserved.
By Tara Darby
One of the most important decisions you will make in your lifetime is to sell your home. And getting your house ready for resale is vital to a quick and successful sale, especially when many parts of the country are experiencing a buyers market. In addition to the remodeling projects and staging that you’re preparing inside the home, remember that the very first impression a prospective buyer gets is the moment they drive up. A lackluster lawn can cost you in the end.
Having a clean and well-maintained front lawn goes a long way to creating interest. Fall is the perfect time to repair summer-damaged lawns and prepare for the winter season. Fall lawn care is also your window to a spectacular lawn come springtime, which just happens to be prime selling season.
According to a Michigan State University study, good landscaping can increase your home's value by 5 to 11 percent. By far the biggest component of your landscape is the grass. Outside Pride, an online landscaping information source, provides some easy tips to maintaining a gorgeous turf.
First of all, loosen up and let it breathe. Your lawn needs air to grow. As a rule of thumb, if you can't see the grass due to leaf coverage, then it's time to remove debris from the yard. Raking leaves and clippings will enable air and sun to reach your growing grass.
Secondly, drive out drought damage. Summer's drought leaves many lawns across the country straw-colored and dormant. To help your lawn recover, fertilize it every eight weeks with a slow-release fertilizer. A lawn that has the proper nutrients grows dense and deep. It will also green up faster.
Next, continue to feed the need. Even lawns not stricken by drought need nourishment in the fall. Fall feeding can bring dramatic improvements as the lawn recovers from summer damage. Fertilizers help "winterize" the lawn, storing vital nutrients so that underground root development can continue until the ground freezes. This readies the lawn for fuller growth next spring. Two feedings in the fall are recommended for northern lawns, while southern lawns are best-fed four to six weeks before the first frost occurs.
And lastly, always overseed. Overseeding, the spreading of grass seed directly onto soil, can improve a lawn's appearance dramatically and eliminate the need for a total lawn renovation. Pay special attention to weak spots in the yard. Early fall is the prime time to overseed because the warm soil promotes rapid seed growth.
Keep in mind too that cutting a lawn too short stresses the plant, increases its need for fertilizer and water, and weakens its roots. John Stier, professor of horticulture at the University of Wisconsin recommends cutting your grass between two and a half and three inches high.
Aside from promoting a healthy lawn, it can make your lawn appear more lush to buyers. Unfortunately, the highest setting on some older lawn mowers is barely two inches, which gives you the perfect excuse to buy a new machine. They can cost anywhere from $200 to $500 for a walk-behind and $1,000 to $3,000 for a riding mower.
If you follow these simple steps and don't neglect much-needed fall lawn care, you'll be amazed in the appearance of your lawn through the season. And you’ll see a dramatic difference by spring.
Copyright 2008 Realty Times
All Rights Reserved.
Wednesday, October 1, 2008
What's At Stake?
What's At Stake?
Pass the Emergency Economic Stability Act
A SUMMARY OF THE PROPOSED ECONOMIC STABILIZATION ACT
Click here:
http://takeaction.realtoractioncenter.com/campaign/eesa/explanation
Pass the Emergency Economic Stability Act
A SUMMARY OF THE PROPOSED ECONOMIC STABILIZATION ACT
Click here:
http://takeaction.realtoractioncenter.com/campaign/eesa/explanation
JPII Cardinals Football Schedule
Day Date Time Status Score Visitors Home LocationOfficials
Saturday 8/16/2008 11:00am TBP * Dallas Christian John Paul II Dallas Christian
Thursday 8/21/2008 7:00pm TBP * John Paul II Greenhill Greenhill School
Friday 8/29/2008 7:30pm L* 34-10 Conrad John Paul II John Paul II HS
Friday 9/5/2008 7:30pm L* 20-3 Sunset John Paul II John Paul II HS
Friday 9/12/2008 7:30pm L* 17-6 HSAA John Paul II John Paul II HS
Friday 9/19/2008 7:30pm W* 13-22 North Dallas John Paul II John Paul II HS
Friday 9/26/2008 7:30pm L 62-7 Trinity Christian John Paul II John Paul II HS
Friday 10/3/2008 7:30pm TBP John Paul II Grapevine Faith Grapevine Faith Christian
Friday 10/10/2008 7:30pm TBP Bishop Dunne John Paul II John Paul II HS
Friday 10/17/2008 7:30pm TBP John Paul II Bishop Lynch Bishop Lynch
Friday 10/24/2008 7:30pm TBP Gainesville State John Paul II John Paul II HS
Friday 10/31/2008 7:30pm TBP John Paul II Nolan Nolan Catholic High School
* Game not included in standings
Status: F - Final Score (Visitors-Home)
W - Win
L - Loss
T - Tie
TBP - To Be Played
CAN - Canceled
PPD - Postponed
SPD - Suspended
FFT - Forfeit
http://www.leaguelineup.com/schedules.asp?cmenuid=6&url=jpiifootball&sid=78007189
Saturday 8/16/2008 11:00am TBP * Dallas Christian John Paul II Dallas Christian
Thursday 8/21/2008 7:00pm TBP * John Paul II Greenhill Greenhill School
Friday 8/29/2008 7:30pm L* 34-10 Conrad John Paul II John Paul II HS
Friday 9/5/2008 7:30pm L* 20-3 Sunset John Paul II John Paul II HS
Friday 9/12/2008 7:30pm L* 17-6 HSAA John Paul II John Paul II HS
Friday 9/19/2008 7:30pm W* 13-22 North Dallas John Paul II John Paul II HS
Friday 9/26/2008 7:30pm L 62-7 Trinity Christian John Paul II John Paul II HS
Friday 10/3/2008 7:30pm TBP John Paul II Grapevine Faith Grapevine Faith Christian
Friday 10/10/2008 7:30pm TBP Bishop Dunne John Paul II John Paul II HS
Friday 10/17/2008 7:30pm TBP John Paul II Bishop Lynch Bishop Lynch
Friday 10/24/2008 7:30pm TBP Gainesville State John Paul II John Paul II HS
Friday 10/31/2008 7:30pm TBP John Paul II Nolan Nolan Catholic High School
* Game not included in standings
Status: F - Final Score (Visitors-Home)
W - Win
L - Loss
T - Tie
TBP - To Be Played
CAN - Canceled
PPD - Postponed
SPD - Suspended
FFT - Forfeit
http://www.leaguelineup.com/schedules.asp?cmenuid=6&url=jpiifootball&sid=78007189
Tuesday, September 23, 2008
Addison's National Night Out Against Crime
On Tuesday, October 7, 2008, communities all over Texas will celebrate the "25th Annual National Night Out" (NNO), a unique crime/drug prevention event sponsored by the National Association of Town Watch (NATW). In other parts of the country, the event was celebrated on August 5, but we waited for cooler weather!
NATIONAL NIGHT OUT is designed to:
Heighten crime and drug prevention awareness;
Generate support for, and participation in, local anticrime programs;
Strengthen neighborhood spirit and police-community partnerships; and
Send a message to criminals letting them know that neighborhoods are organized and fighting back.
In 1984, 400 communities in 23 states participated in National Night Out, 2.5 million people. Participation has grown steadily. Last year, 35.4 million people in 11,310 communities from all 50 states, U.S. territories, Canadian cities, and military bases worldwide participated in the event. In 2008 over 12,000 communities are expected to take part.
While the traditional 'lights on' and front porch vigils remain a part of NNO, activities have expanded considerably over the years to include block parties, cookouts, parades, visits from police, festivals, neighborhood walks, safety fairs, contests, rallies and meetings.
Click here for suggestions on hosting a neighborhood party.
We've designed a couple of invitations for you to use. Simply click on the links below, fill in the missing information, print out the invitation, and send to your neighbors.
An invitation to recruit people to be on the organization team
An invitation to the event
If you would like to request a police officer and/or a fire fighter stop by and visit your event, please call
972-450-7100.
For further information about the National program, go to www.nationalnightout.org
NATIONAL NIGHT OUT is designed to:
Heighten crime and drug prevention awareness;
Generate support for, and participation in, local anticrime programs;
Strengthen neighborhood spirit and police-community partnerships; and
Send a message to criminals letting them know that neighborhoods are organized and fighting back.
In 1984, 400 communities in 23 states participated in National Night Out, 2.5 million people. Participation has grown steadily. Last year, 35.4 million people in 11,310 communities from all 50 states, U.S. territories, Canadian cities, and military bases worldwide participated in the event. In 2008 over 12,000 communities are expected to take part.
While the traditional 'lights on' and front porch vigils remain a part of NNO, activities have expanded considerably over the years to include block parties, cookouts, parades, visits from police, festivals, neighborhood walks, safety fairs, contests, rallies and meetings.
Click here for suggestions on hosting a neighborhood party.
We've designed a couple of invitations for you to use. Simply click on the links below, fill in the missing information, print out the invitation, and send to your neighbors.
An invitation to recruit people to be on the organization team
An invitation to the event
If you would like to request a police officer and/or a fire fighter stop by and visit your event, please call
972-450-7100.
For further information about the National program, go to www.nationalnightout.org
Tuesday, September 16, 2008
Special Events in Addison
Oktoberfest
Addison Circle Park
9/18/2008 to
9/21/2008
ADDISON OKTOBERFEST:
OKTOBERFEST OFFICIAL WEBSITE
When: Thursday, September 18, 2008 5pm – 11pm
Friday, September 19, 2008 5 pm – Midnight
Saturday, September 20, 2008 11 am – Midnight
Sunday, September 21, 2008 Noon – 6 pm
Where: 4970 Addison Circle Drive. Parking located at the northwest corner of The Dallas Parkway and Arapaho Road.
What: An authentic recreation of the Munich Oktoberfest featuring more than 30 hours of continuous family-oriented entertainment. German entertainers in authentic German costumes perform traditional German folk dances, schuhplattling, folk songs, ompah music, sing-a-longs, yodels and more. A special “Oktoberfest” Lowenbrau Oktoberfest Beer is served along with several types of German sausage, sauerkraut, strudel, giant pretzels and more. There are carnival rides, midway games, children’s entertainment, petting zoo, 5K run, pony rides and more.
Cost: $5 for ages 4 and older
Oktoberfest 5K and 1 Mile Run for the Children
Addison Circle Park
9/20/2008, 8:00 AM to
9/20/2008, 11:00 AM
WHAT: A 5K and one-mile fun run held in conjunction with the Addison Oktoberfest that benefits Wipe Out Kids' Cancer pediatric cancer research at Children's Medical Center of Dallas.
WHEN: September 20, 2008
WHERE: Addison Circle Park (4970 Addison Circle). Parking at NW corner of Dallas Parkway and Arapaho.
COST:
$10 for the one mile Fun Run
$18 for the 5K pre-registration
$20 for 5K race week registration
$25 for 5K race day registration
For more information, visit www.oktoberfest5K.com or call 214-987-4662
Shakespeare Dallas Presents THE MERCHANT OF VENICE
Bowl at Addison Circle Park
10/15/2008, 6:00 PM to
10/19/2008, 11:00 PM
WHAT: Shakespeare Dallas brings Shakespeare's The Merchant of Venice to Addison Circle for a suspenseful comedy of greed, vengeance, and love under the harvest sky.
WHEN: October 15-19, 2008
6:45 pm - Member Entry
7:00 pm - Advance Ticket Entry
7:30 pm - General Admission Entry
8:00 pm - Curtain
WHERE: Bowl at Addison Circle Park (4970 Addison Circle Drive). Parking off of Festival Way at Addison Rd.
COST: $10 adults / $7 seniors; children 12 and under are free
For more information,visit www.shakespearedallas.org
http://www.addisontexas.net/
Addison Circle Park
9/18/2008 to
9/21/2008
ADDISON OKTOBERFEST:
OKTOBERFEST OFFICIAL WEBSITE
When: Thursday, September 18, 2008 5pm – 11pm
Friday, September 19, 2008 5 pm – Midnight
Saturday, September 20, 2008 11 am – Midnight
Sunday, September 21, 2008 Noon – 6 pm
Where: 4970 Addison Circle Drive. Parking located at the northwest corner of The Dallas Parkway and Arapaho Road.
What: An authentic recreation of the Munich Oktoberfest featuring more than 30 hours of continuous family-oriented entertainment. German entertainers in authentic German costumes perform traditional German folk dances, schuhplattling, folk songs, ompah music, sing-a-longs, yodels and more. A special “Oktoberfest” Lowenbrau Oktoberfest Beer is served along with several types of German sausage, sauerkraut, strudel, giant pretzels and more. There are carnival rides, midway games, children’s entertainment, petting zoo, 5K run, pony rides and more.
Cost: $5 for ages 4 and older
Oktoberfest 5K and 1 Mile Run for the Children
Addison Circle Park
9/20/2008, 8:00 AM to
9/20/2008, 11:00 AM
WHAT: A 5K and one-mile fun run held in conjunction with the Addison Oktoberfest that benefits Wipe Out Kids' Cancer pediatric cancer research at Children's Medical Center of Dallas.
WHEN: September 20, 2008
WHERE: Addison Circle Park (4970 Addison Circle). Parking at NW corner of Dallas Parkway and Arapaho.
COST:
$10 for the one mile Fun Run
$18 for the 5K pre-registration
$20 for 5K race week registration
$25 for 5K race day registration
For more information, visit www.oktoberfest5K.com or call 214-987-4662
Shakespeare Dallas Presents THE MERCHANT OF VENICE
Bowl at Addison Circle Park
10/15/2008, 6:00 PM to
10/19/2008, 11:00 PM
WHAT: Shakespeare Dallas brings Shakespeare's The Merchant of Venice to Addison Circle for a suspenseful comedy of greed, vengeance, and love under the harvest sky.
WHEN: October 15-19, 2008
6:45 pm - Member Entry
7:00 pm - Advance Ticket Entry
7:30 pm - General Admission Entry
8:00 pm - Curtain
WHERE: Bowl at Addison Circle Park (4970 Addison Circle Drive). Parking off of Festival Way at Addison Rd.
COST: $10 adults / $7 seniors; children 12 and under are free
For more information,visit www.shakespearedallas.org
http://www.addisontexas.net/
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