URGENT!! Dont let the media spook you!!
You do not have to have 20% down to obtain a home loan, we are financing people with a minimum of 3% down and even 0% down on special programs and areas.
Right now is the perfect time to buy a home, it is the largest investment you and your family will make.
If you do not own a home or are interested in moving to a new one please call us.
We can find a program that will best suit your needs.
by:
Silver Oak Mortgage
Lisa Warren
Branch Manager
751 E Southlake Blvd Ste 100
Southlake, TX 76092
office 817-410-2518
fax 817-410-2519
Tuesday, October 28, 2008
Thursday, October 2, 2008
Real Estate Update
Fall Lawn Care
By Tara Darby
One of the most important decisions you will make in your lifetime is to sell your home. And getting your house ready for resale is vital to a quick and successful sale, especially when many parts of the country are experiencing a buyers market. In addition to the remodeling projects and staging that you’re preparing inside the home, remember that the very first impression a prospective buyer gets is the moment they drive up. A lackluster lawn can cost you in the end.
Having a clean and well-maintained front lawn goes a long way to creating interest. Fall is the perfect time to repair summer-damaged lawns and prepare for the winter season. Fall lawn care is also your window to a spectacular lawn come springtime, which just happens to be prime selling season.
According to a Michigan State University study, good landscaping can increase your home's value by 5 to 11 percent. By far the biggest component of your landscape is the grass. Outside Pride, an online landscaping information source, provides some easy tips to maintaining a gorgeous turf.
First of all, loosen up and let it breathe. Your lawn needs air to grow. As a rule of thumb, if you can't see the grass due to leaf coverage, then it's time to remove debris from the yard. Raking leaves and clippings will enable air and sun to reach your growing grass.
Secondly, drive out drought damage. Summer's drought leaves many lawns across the country straw-colored and dormant. To help your lawn recover, fertilize it every eight weeks with a slow-release fertilizer. A lawn that has the proper nutrients grows dense and deep. It will also green up faster.
Next, continue to feed the need. Even lawns not stricken by drought need nourishment in the fall. Fall feeding can bring dramatic improvements as the lawn recovers from summer damage. Fertilizers help "winterize" the lawn, storing vital nutrients so that underground root development can continue until the ground freezes. This readies the lawn for fuller growth next spring. Two feedings in the fall are recommended for northern lawns, while southern lawns are best-fed four to six weeks before the first frost occurs.
And lastly, always overseed. Overseeding, the spreading of grass seed directly onto soil, can improve a lawn's appearance dramatically and eliminate the need for a total lawn renovation. Pay special attention to weak spots in the yard. Early fall is the prime time to overseed because the warm soil promotes rapid seed growth.
Keep in mind too that cutting a lawn too short stresses the plant, increases its need for fertilizer and water, and weakens its roots. John Stier, professor of horticulture at the University of Wisconsin recommends cutting your grass between two and a half and three inches high.
Aside from promoting a healthy lawn, it can make your lawn appear more lush to buyers. Unfortunately, the highest setting on some older lawn mowers is barely two inches, which gives you the perfect excuse to buy a new machine. They can cost anywhere from $200 to $500 for a walk-behind and $1,000 to $3,000 for a riding mower.
If you follow these simple steps and don't neglect much-needed fall lawn care, you'll be amazed in the appearance of your lawn through the season. And you’ll see a dramatic difference by spring.
Copyright 2008 Realty Times
All Rights Reserved.
By Tara Darby
One of the most important decisions you will make in your lifetime is to sell your home. And getting your house ready for resale is vital to a quick and successful sale, especially when many parts of the country are experiencing a buyers market. In addition to the remodeling projects and staging that you’re preparing inside the home, remember that the very first impression a prospective buyer gets is the moment they drive up. A lackluster lawn can cost you in the end.
Having a clean and well-maintained front lawn goes a long way to creating interest. Fall is the perfect time to repair summer-damaged lawns and prepare for the winter season. Fall lawn care is also your window to a spectacular lawn come springtime, which just happens to be prime selling season.
According to a Michigan State University study, good landscaping can increase your home's value by 5 to 11 percent. By far the biggest component of your landscape is the grass. Outside Pride, an online landscaping information source, provides some easy tips to maintaining a gorgeous turf.
First of all, loosen up and let it breathe. Your lawn needs air to grow. As a rule of thumb, if you can't see the grass due to leaf coverage, then it's time to remove debris from the yard. Raking leaves and clippings will enable air and sun to reach your growing grass.
Secondly, drive out drought damage. Summer's drought leaves many lawns across the country straw-colored and dormant. To help your lawn recover, fertilize it every eight weeks with a slow-release fertilizer. A lawn that has the proper nutrients grows dense and deep. It will also green up faster.
Next, continue to feed the need. Even lawns not stricken by drought need nourishment in the fall. Fall feeding can bring dramatic improvements as the lawn recovers from summer damage. Fertilizers help "winterize" the lawn, storing vital nutrients so that underground root development can continue until the ground freezes. This readies the lawn for fuller growth next spring. Two feedings in the fall are recommended for northern lawns, while southern lawns are best-fed four to six weeks before the first frost occurs.
And lastly, always overseed. Overseeding, the spreading of grass seed directly onto soil, can improve a lawn's appearance dramatically and eliminate the need for a total lawn renovation. Pay special attention to weak spots in the yard. Early fall is the prime time to overseed because the warm soil promotes rapid seed growth.
Keep in mind too that cutting a lawn too short stresses the plant, increases its need for fertilizer and water, and weakens its roots. John Stier, professor of horticulture at the University of Wisconsin recommends cutting your grass between two and a half and three inches high.
Aside from promoting a healthy lawn, it can make your lawn appear more lush to buyers. Unfortunately, the highest setting on some older lawn mowers is barely two inches, which gives you the perfect excuse to buy a new machine. They can cost anywhere from $200 to $500 for a walk-behind and $1,000 to $3,000 for a riding mower.
If you follow these simple steps and don't neglect much-needed fall lawn care, you'll be amazed in the appearance of your lawn through the season. And you’ll see a dramatic difference by spring.
Copyright 2008 Realty Times
All Rights Reserved.
Wednesday, October 1, 2008
What's At Stake?
What's At Stake?
Pass the Emergency Economic Stability Act
A SUMMARY OF THE PROPOSED ECONOMIC STABILIZATION ACT
Click here:
http://takeaction.realtoractioncenter.com/campaign/eesa/explanation
Pass the Emergency Economic Stability Act
A SUMMARY OF THE PROPOSED ECONOMIC STABILIZATION ACT
Click here:
http://takeaction.realtoractioncenter.com/campaign/eesa/explanation
JPII Cardinals Football Schedule
Day Date Time Status Score Visitors Home LocationOfficials
Saturday 8/16/2008 11:00am TBP * Dallas Christian John Paul II Dallas Christian
Thursday 8/21/2008 7:00pm TBP * John Paul II Greenhill Greenhill School
Friday 8/29/2008 7:30pm L* 34-10 Conrad John Paul II John Paul II HS
Friday 9/5/2008 7:30pm L* 20-3 Sunset John Paul II John Paul II HS
Friday 9/12/2008 7:30pm L* 17-6 HSAA John Paul II John Paul II HS
Friday 9/19/2008 7:30pm W* 13-22 North Dallas John Paul II John Paul II HS
Friday 9/26/2008 7:30pm L 62-7 Trinity Christian John Paul II John Paul II HS
Friday 10/3/2008 7:30pm TBP John Paul II Grapevine Faith Grapevine Faith Christian
Friday 10/10/2008 7:30pm TBP Bishop Dunne John Paul II John Paul II HS
Friday 10/17/2008 7:30pm TBP John Paul II Bishop Lynch Bishop Lynch
Friday 10/24/2008 7:30pm TBP Gainesville State John Paul II John Paul II HS
Friday 10/31/2008 7:30pm TBP John Paul II Nolan Nolan Catholic High School
* Game not included in standings
Status: F - Final Score (Visitors-Home)
W - Win
L - Loss
T - Tie
TBP - To Be Played
CAN - Canceled
PPD - Postponed
SPD - Suspended
FFT - Forfeit
http://www.leaguelineup.com/schedules.asp?cmenuid=6&url=jpiifootball&sid=78007189
Saturday 8/16/2008 11:00am TBP * Dallas Christian John Paul II Dallas Christian
Thursday 8/21/2008 7:00pm TBP * John Paul II Greenhill Greenhill School
Friday 8/29/2008 7:30pm L* 34-10 Conrad John Paul II John Paul II HS
Friday 9/5/2008 7:30pm L* 20-3 Sunset John Paul II John Paul II HS
Friday 9/12/2008 7:30pm L* 17-6 HSAA John Paul II John Paul II HS
Friday 9/19/2008 7:30pm W* 13-22 North Dallas John Paul II John Paul II HS
Friday 9/26/2008 7:30pm L 62-7 Trinity Christian John Paul II John Paul II HS
Friday 10/3/2008 7:30pm TBP John Paul II Grapevine Faith Grapevine Faith Christian
Friday 10/10/2008 7:30pm TBP Bishop Dunne John Paul II John Paul II HS
Friday 10/17/2008 7:30pm TBP John Paul II Bishop Lynch Bishop Lynch
Friday 10/24/2008 7:30pm TBP Gainesville State John Paul II John Paul II HS
Friday 10/31/2008 7:30pm TBP John Paul II Nolan Nolan Catholic High School
* Game not included in standings
Status: F - Final Score (Visitors-Home)
W - Win
L - Loss
T - Tie
TBP - To Be Played
CAN - Canceled
PPD - Postponed
SPD - Suspended
FFT - Forfeit
http://www.leaguelineup.com/schedules.asp?cmenuid=6&url=jpiifootball&sid=78007189
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